What You Need to Know About Insuring Your Teen Driver 

She turned 16 and now her hand is outstretched for the car keys. Before plopping them into her sweaty palm, be sure you know the in's and out's of insuring your teen driver. In fact, if you plan far enough in advance, you'll be able to take advantage of several ways to save a few bucks on insurance! 

  • If your teenager earns a B average or better, most insurance companies offer good student discounts. Hit the books, kids! 
  • Successful completion of a driver's education course can also save money, not to mention lives. If your local school doesn't offer the course, check with the DMV. 
  • From the competition between insurance companies and easy online comparisons, there's no reason you shouldn't be shopping around for the best deal. 
  • Sure, your kid would prefer a Mustang over a sedan, but the safer the vehicle, the cheaper the insurance. 
  • Did you know the less driving your teen does, the less you pay? It's true! Many insurance companies offer a low-mileage discount, so if your teen won't be putting a ton of mileage on the car, you may be eligible. 
  • Making modifications to your current policy can save you money, too. Increasing the deductible may mean a lower premium, and if your teen is driving your 15-year-old hand-me-down Honda, comprehensive coverage probably isn't necessary. 
  • The best drivers are safe drivers, and insurance companies agree: a spotless driving record equals a cheaper policy, so be safe and save!   

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